Call reports 2016
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2016
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,794,391,000 | 45,416,948,000 | 45,898,609,000 | 45,524,776,000 |
| Total loans | 35,760,419,000 | 36,467,935,000 | 37,061,604,000 | 36,818,375,000 |
| Allowance for loan losses | 161,187,000 | 160,569,000 | 155,924,000 | 155,556,000 |
| Securities available for sale | 147,534,000 | 149,523,000 | 148,577,000 | 92,297,000 |
| Securities held to maturity | 3,669,941,000 | 3,442,903,000 | 3,286,666,000 | 3,377,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,663,900,000 | 26,645,150,000 | 26,789,047,000 | 26,526,799,000 |
| Interest-bearing deposits | 24,685,333,000 | 24,662,166,000 | 24,668,363,000 | 24,582,375,000 |
| Noninterest-bearing deposits | 1,978,567,000 | 1,982,984,000 | 2,120,685,000 | 1,944,424,000 |
| Equity capital | 5,671,858,000 | 5,709,893,000 | 5,803,412,000 | 5,833,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 393,301,000 | 781,082,000 | 1,168,676,000 | 1,555,696,000 |
| Interest expense | 86,729,000 | 171,779,000 | 260,406,000 | 351,055,000 |
| Net interest income | 306,572,000 | 609,303,000 | 908,270,000 | 1,204,641,000 |
| Noninterest income | 31,154,000 | 64,907,000 | 102,092,000 | 127,318,000 |
| Noninterest expense | 135,439,000 | 272,528,000 | 411,693,000 | 560,389,000 |
| Provision for loan losses | -2,533,000 | -2,520,000 | -7,296,000 | -8,293,000 |
| Pretax income | 204,983,000 | 404,378,000 | 606,381,000 | 784,292,000 |
| Income tax | 75,711,000 | 149,587,000 | 223,869,000 | 286,655,000 |
| Net income | 129,272,000 | 254,791,000 | 382,512,000 | 497,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,522,664,000 | 3,558,358,000 | 3,651,254,000 | 3,686,510,000 |
| Total capital | 3,688,757,000 | 3,724,828,000 | 3,812,574,000 | 3,843,382,000 |
| Risk-weighted assets | 32,616,869,000 | 33,629,471,000 | 33,724,284,000 | 32,823,466,000 |