Call reports 2015
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2015
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,966,325,000 | 44,516,289,000 | 44,930,359,000 | 46,472,436,000 |
| Total loans | 32,674,496,000 | 33,225,795,000 | 33,713,230,000 | 35,330,867,000 |
| Allowance for loan losses | 173,504,000 | 172,808,000 | 166,935,000 | 162,790,000 |
| Securities available for sale | 167,290,000 | 156,878,000 | 154,194,000 | 199,589,000 |
| Securities held to maturity | 5,998,564,000 | 5,918,873,000 | 5,870,960,000 | 5,403,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,262,837,000 | 26,075,920,000 | 25,768,387,000 | 26,044,322,000 |
| Interest-bearing deposits | 24,380,903,000 | 24,234,430,000 | 24,070,348,000 | 24,259,090,000 |
| Noninterest-bearing deposits | 1,881,933,000 | 1,841,491,000 | 1,698,040,000 | 1,785,233,000 |
| Equity capital | 5,458,062,000 | 5,461,995,000 | 5,471,996,000 | 5,625,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 392,034,000 | 778,338,000 | 1,160,950,000 | 1,553,478,000 |
| Interest expense | 126,971,000 | 253,934,000 | 381,381,000 | 1,246,337,000 |
| Net interest income | 265,063,000 | 524,404,000 | 779,569,000 | 307,141,000 |
| Noninterest income | 49,675,000 | 108,090,000 | 142,318,000 | 195,066,000 |
| Noninterest expense | 134,661,000 | 263,763,000 | 389,925,000 | 668,294,000 |
| Provision for loan losses | -1,014,000 | -1,787,000 | -9,987,000 | -14,592,000 |
| Pretax income | 181,302,000 | 371,321,000 | 542,893,000 | -147,453,000 |
| Income tax | 66,802,000 | 137,026,000 | 198,763,000 | -88,135,000 |
| Net income | 114,500,000 | 234,295,000 | 344,130,000 | -59,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,306,555,000 | 3,311,632,000 | 3,321,690,000 | 3,478,429,000 |
| Total capital | 3,484,532,000 | 3,487,618,000 | 3,491,037,000 | 3,645,262,000 |
| Risk-weighted assets | 28,199,607,000 | 29,012,420,000 | 29,616,401,000 | 33,212,968,000 |