Call reports 2014
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2014
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 43,894,323,000 | 44,840,542,000 | 44,619,398,000 | 44,281,869,000 |
| Total loans | 31,494,538,000 | 32,438,886,000 | 32,709,440,000 | 32,885,574,000 |
| Allowance for loan losses | 178,095,000 | 177,508,000 | 173,778,000 | 173,439,000 |
| Securities available for sale | 221,916,000 | 222,200,000 | 220,570,000 | 165,276,000 |
| Securities held to maturity | 6,842,210,000 | 6,682,469,000 | 6,404,472,000 | 6,068,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,200,287,000 | 24,728,509,000 | 25,589,131,000 | 25,863,066,000 |
| Interest-bearing deposits | 22,570,088,000 | 23,070,718,000 | 23,971,067,000 | 24,226,970,000 |
| Noninterest-bearing deposits | 1,630,200,000 | 1,657,791,000 | 1,618,064,000 | 1,636,095,000 |
| Equity capital | 5,382,827,000 | 5,400,206,000 | 5,426,994,000 | 5,450,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 387,298,000 | 775,319,000 | 1,171,449,000 | 1,560,874,000 |
| Interest expense | 122,902,000 | 248,851,000 | 378,140,000 | 508,285,000 |
| Net interest income | 264,396,000 | 526,468,000 | 793,309,000 | 1,052,589,000 |
| Noninterest income | 28,929,000 | 78,279,000 | 116,140,000 | 157,891,000 |
| Noninterest expense | 126,829,000 | 255,182,000 | 379,868,000 | 506,900,000 |
| Provision for loan losses | -14,630,000 | -14,442,000 | -18,387,000 | -18,587,000 |
| Pretax income | 185,999,000 | 368,880,000 | 553,024,000 | 752,413,000 |
| Income tax | 73,663,000 | 141,703,000 | 209,332,000 | 282,295,000 |
| Net income | 112,336,000 | 227,177,000 | 343,692,000 | 470,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,199,077,000 | 3,215,390,000 | 3,242,324,000 | 3,285,870,000 |
| Total capital | 3,378,344,000 | 3,395,204,000 | 3,418,334,000 | 3,461,741,000 |
| Risk-weighted assets | 26,698,625,000 | 27,724,418,000 | 27,869,081,000 | 27,345,865,000 |