Call reports 2013
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2013
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,511,742,000 | 41,120,940,000 | 42,633,462,000 | 43,047,727,000 |
| Total loans | 30,436,628,000 | 30,140,390,000 | 30,487,606,000 | 30,680,766,000 |
| Allowance for loan losses | 185,079,000 | 189,454,000 | 199,685,000 | 194,379,000 |
| Securities available for sale | 296,360,000 | 288,330,000 | 279,226,000 | 254,667,000 |
| Securities held to maturity | 4,373,740,000 | 4,860,794,000 | 5,980,193,000 | 6,819,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,328,299,000 | 23,110,391,000 | 23,012,684,000 | 23,232,512,000 |
| Interest-bearing deposits | 21,161,463,000 | 21,076,044,000 | 21,152,873,000 | 21,663,262,000 |
| Noninterest-bearing deposits | 2,166,836,000 | 2,034,346,000 | 1,859,811,000 | 1,569,251,000 |
| Equity capital | 5,323,849,000 | 5,350,110,000 | 5,359,950,000 | 5,380,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 389,967,000 | 805,252,000 | 1,198,208,000 | 1,602,230,000 |
| Interest expense | 129,196,000 | 257,146,000 | 382,401,000 | 508,092,000 |
| Net interest income | 260,771,000 | 548,106,000 | 815,807,000 | 1,094,138,000 |
| Noninterest income | 47,982,000 | 93,779,000 | 147,340,000 | 180,110,000 |
| Noninterest expense | 136,083,000 | 269,693,000 | 400,147,000 | 530,955,000 |
| Provision for loan losses | 5,502,000 | 14,120,000 | 28,587,000 | 25,758,000 |
| Pretax income | 187,126,000 | 378,485,000 | 555,844,000 | 741,626,000 |
| Income tax | 68,162,000 | 138,567,000 | 204,345,000 | 272,724,000 |
| Net income | 118,964,000 | 239,918,000 | 351,499,000 | 468,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,165,513,000 | 3,185,995,000 | 3,198,411,000 | 3,196,870,000 |
| Total capital | 3,354,584,000 | 3,377,798,000 | 3,398,096,000 | 3,391,944,000 |
| Risk-weighted assets | 25,537,518,000 | 25,331,076,000 | 25,969,974,000 | 26,169,822,000 |