Call reports 2012
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2012
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,266,126,000 | 40,811,560,000 | 41,275,466,000 | 41,313,279,000 |
| Total loans | 29,089,800,000 | 29,384,381,000 | 29,909,984,000 | 30,291,340,000 |
| Allowance for loan losses | 157,212,000 | 176,606,000 | 181,398,000 | 179,949,000 |
| Securities available for sale | 426,314,000 | 366,524,000 | 343,940,000 | 395,110,000 |
| Securities held to maturity | 3,717,047,000 | 3,405,052,000 | 4,025,635,000 | 3,650,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,274,805,000 | 23,331,838,000 | 22,791,042,000 | 22,942,596,000 |
| Interest-bearing deposits | 19,151,191,000 | 21,342,640,000 | 20,669,654,000 | 20,695,922,000 |
| Noninterest-bearing deposits | 2,123,615,000 | 1,989,199,000 | 2,121,387,000 | 2,246,675,000 |
| Equity capital | 5,296,237,000 | 5,320,680,000 | 5,341,729,000 | 5,315,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 422,559,000 | 867,404,000 | 1,290,156,000 | 1,707,396,000 |
| Interest expense | 148,032,000 | 295,725,000 | 443,721,000 | 590,606,000 |
| Net interest income | 274,527,000 | 571,679,000 | 846,435,000 | 1,116,790,000 |
| Noninterest income | 57,347,000 | 137,231,000 | 212,093,000 | 267,492,000 |
| Noninterest expense | 131,063,000 | 269,304,000 | 404,677,000 | 539,367,000 |
| Provision for loan losses | 14,000,000 | 47,448,000 | 58,768,000 | 60,488,000 |
| Pretax income | 187,529,000 | 393,017,000 | 596,452,000 | 786,468,000 |
| Income tax | 68,853,000 | 144,270,000 | 217,932,000 | 285,500,000 |
| Net income | 118,676,000 | 248,747,000 | 378,520,000 | 500,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,136,228,000 | 3,159,775,000 | 3,177,722,000 | 3,156,127,000 |
| Total capital | 3,293,440,000 | 3,337,020,000 | 3,361,269,000 | 3,338,196,000 |
| Risk-weighted assets | 24,827,980,000 | 24,648,576,000 | 25,049,068,000 | 25,254,805,000 |