Call reports 2011
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2011
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,526,529,000 | 38,055,567,000 | 39,466,242,000 | 39,468,720,000 |
| Total loans | 27,547,190,000 | 27,965,945,000 | 28,956,022,000 | 28,735,920,000 |
| Allowance for loan losses | 144,041,000 | 141,610,000 | 146,169,000 | 158,143,000 |
| Securities available for sale | 470,798,000 | 143,332,000 | 400,728,000 | 526,443,000 |
| Securities held to maturity | 3,444,542,000 | 4,757,740,000 | 4,248,573,000 | 3,577,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,535,190,000 | 20,132,498,000 | 21,116,508,000 | 20,709,829,000 |
| Interest-bearing deposits | 18,971,651,000 | 18,486,662,000 | 18,710,688,000 | 18,898,937,000 |
| Noninterest-bearing deposits | 1,563,539,000 | 1,645,837,000 | 2,405,821,000 | 1,810,892,000 |
| Equity capital | 5,394,722,000 | 5,388,782,000 | 5,398,395,000 | 5,283,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 449,231,000 | 899,443,000 | 1,335,782,000 | 1,778,057,000 |
| Interest expense | 157,123,000 | 313,643,000 | 470,259,000 | 624,287,000 |
| Net interest income | 292,108,000 | 585,800,000 | 865,523,000 | 1,153,770,000 |
| Noninterest income | 39,646,000 | 73,582,000 | 119,706,000 | 173,201,000 |
| Noninterest expense | 126,272,000 | 262,199,000 | 396,483,000 | 524,987,000 |
| Provision for loan losses | 24,000,000 | 46,708,000 | 64,708,000 | 97,420,000 |
| Pretax income | 190,607,000 | 359,711,000 | 538,806,000 | 720,470,000 |
| Income tax | 67,499,000 | 125,880,000 | 188,200,000 | 251,051,000 |
| Net income | 123,108,000 | 233,831,000 | 350,606,000 | 469,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,205,668,000 | 3,204,064,000 | 3,219,343,000 | 3,125,359,000 |
| Total capital | 3,349,709,000 | 3,345,674,000 | 3,365,512,000 | 3,283,502,000 |
| Risk-weighted assets | 24,194,962,000 | 24,083,623,000 | 24,841,279,000 | 24,463,707,000 |