Call reports 2007
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2007
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,939,995,000 | 26,976,780,000 | 26,796,122,000 | 28,348,400,000 |
| Total loans | 17,918,763,000 | 17,566,880,000 | 17,506,325,000 | 18,994,331,000 |
| Allowance for loan losses | 77,887,000 | 80,814,000 | 80,814,000 | 85,652,000 |
| Securities available for sale | 1,733,639,000 | 2,562,217,000 | 1,141,571,000 | 1,056,940,000 |
| Securities held to maturity | 2,812,398,000 | 2,930,547,000 | 4,328,762,000 | 4,352,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,017,444,000 | 12,221,953,000 | 11,574,287,000 | 11,564,884,000 |
| Interest-bearing deposits | 9,821,506,000 | 11,162,855,000 | 10,547,943,000 | 10,512,665,000 |
| Noninterest-bearing deposits | 1,195,938,000 | 1,059,097,000 | 1,026,344,000 | 1,052,219,000 |
| Equity capital | 3,562,850,000 | 3,934,718,000 | 3,973,511,000 | 4,051,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 338,784,000 | 704,339,000 | 1,055,346,000 | 1,420,433,000 |
| Interest expense | 204,407,000 | 418,252,000 | 630,965,000 | 852,648,000 |
| Net interest income | 134,377,000 | 286,087,000 | 424,381,000 | 567,785,000 |
| Noninterest income | 19,257,000 | 39,540,000 | 60,866,000 | 81,649,000 |
| Noninterest expense | 55,999,000 | 121,333,000 | 180,554,000 | 247,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,635,000 | 155,696,000 | 248,912,000 | 346,411,000 |
| Income tax | 31,482,000 | 50,509,000 | 76,158,000 | 109,045,000 |
| Net income | 66,153,000 | 105,187,000 | 172,754,000 | 237,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,813,241,000 | 1,970,759,000 | 1,996,708,000 | 1,982,073,000 |
| Total capital | 1,891,128,000 | 2,051,573,000 | 2,077,522,000 | 2,067,725,000 |
| Risk-weighted assets | 15,696,894,000 | 15,767,272,000 | 15,936,034,000 | 17,548,235,000 |
Machine access — free, no API key
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