Call reports 2005
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2005
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,528,175,000 | 25,135,763,000 | 24,946,627,000 | 25,623,505,000 |
| Total loans | 14,524,423,000 | 15,684,991,000 | 15,856,082,000 | 16,774,249,000 |
| Allowance for loan losses | 78,049,000 | 78,046,000 | 78,043,000 | 78,036,000 |
| Securities available for sale | 2,883,211,000 | 2,420,583,000 | 2,245,958,000 | 2,120,113,000 |
| Securities held to maturity | 3,668,229,000 | 3,525,046,000 | 3,367,906,000 | 3,248,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,839,517,000 | 11,754,711,000 | 11,395,056,000 | 11,889,367,000 |
| Interest-bearing deposits | 9,845,351,000 | 10,789,936,000 | 10,363,897,000 | 10,952,627,000 |
| Noninterest-bearing deposits | 994,166,000 | 964,775,000 | 1,031,158,000 | 936,740,000 |
| Equity capital | 3,730,105,000 | 3,777,453,000 | 3,789,608,000 | 3,790,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 283,693,000 | 575,443,000 | 873,712,000 | 1,171,660,000 |
| Interest expense | 113,099,000 | 243,541,000 | 384,344,000 | 537,890,000 |
| Net interest income | 170,594,000 | 331,902,000 | 489,368,000 | 633,770,000 |
| Noninterest income | 26,727,000 | 49,809,000 | 70,561,000 | 92,790,000 |
| Noninterest expense | 52,501,000 | 103,528,000 | 155,576,000 | 243,973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,868,000 | 278,229,000 | 404,482,000 | 482,716,000 |
| Income tax | 49,342,000 | 92,342,000 | 134,619,000 | 168,494,000 |
| Net income | 95,526,000 | 185,887,000 | 269,863,000 | 314,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,928,984,000 | 1,951,164,000 | 2,013,419,000 | 2,020,180,000 |
| Total capital | 2,007,033,000 | 2,029,210,000 | 2,091,462,000 | 2,098,216,000 |
| Risk-weighted assets | 12,114,732,000 | 12,756,176,000 | 12,820,664,000 | 13,223,160,000 |
Machine access — free, no API key
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