Call reports 2003
FLAGSTAR BANK, NATIONAL ASSOCIATION — 2003
What FLAGSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,001,912,000 | 12,470,143,000 | 12,979,357,000 | 23,413,429,000 |
| Total loans | 5,734,037,000 | 5,860,745,000 | 5,931,768,000 | 10,558,423,000 |
| Allowance for loan losses | 40,500,000 | 40,500,000 | 40,500,000 | 78,293,000 |
| Securities available for sale | 4,075,368,000 | 4,257,201,000 | 3,795,301,000 | 6,219,473,000 |
| Securities held to maturity | 735,060,000 | 792,674,000 | 1,660,833,000 | 3,212,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,325,426,000 | 5,172,145,000 | 5,011,630,000 | 10,522,274,000 |
| Interest-bearing deposits | 4,686,250,000 | 4,604,709,000 | 4,437,796,000 | 9,617,186,000 |
| Noninterest-bearing deposits | 639,176,000 | 567,436,000 | 573,833,000 | 905,088,000 |
| Equity capital | 1,621,267,000 | 1,701,989,000 | 1,675,698,000 | 3,332,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 170,144,000 | 339,221,000 | 517,073,000 | 778,281,000 |
| Interest expense | 50,944,000 | 97,830,000 | 144,125,000 | 214,132,000 |
| Net interest income | 119,200,000 | 241,391,000 | 372,948,000 | 564,149,000 |
| Noninterest income | 16,028,000 | 31,845,000 | 46,823,000 | 104,866,000 |
| Noninterest expense | 35,255,000 | 70,521,000 | 107,129,000 | 175,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,458,000 | 219,781,000 | 335,068,000 | 522,016,000 |
| Income tax | 31,860,000 | 66,633,000 | 103,436,000 | 169,012,000 |
| Net income | 74,598,000 | 153,148,000 | 231,632,000 | 353,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 963,828,000 | 1,065,557,000 | 1,076,179,000 | 1,508,166,000 |
| Total capital | 1,005,777,000 | 1,107,417,000 | 1,116,724,000 | 1,586,505,000 |
| Risk-weighted assets | 5,325,270,000 | 5,792,082,000 | 5,910,807,000 | 10,807,935,000 |
Machine access — free, no API key
Every figure shown here about FLAGSTAR BANK, NATIONAL ASSOCIATION — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.