Call reports 2019
FIRST STATE BANK, THE — 2019
What FIRST STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 149,240,000 | 155,721,000 | 157,725,000 | 152,400,000 |
| Total loans | 101,157,000 | 100,216,000 | 96,093,000 | 92,803,000 |
| Allowance for loan losses | 1,647,000 | 1,512,000 | 1,451,000 | 1,764,000 |
| Securities available for sale | 9,871,000 | 10,111,000 | 10,246,000 | 10,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,751,000 | 130,691,000 | 135,888,000 | 139,526,000 |
| Interest-bearing deposits | 95,715,000 | 104,972,000 | 115,665,000 | 119,020,000 |
| Noninterest-bearing deposits | 26,036,000 | 25,719,000 | 20,223,000 | 20,506,000 |
| Equity capital | 4,079,000 | 3,942,000 | 3,685,000 | 2,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,980,000 | 4,441,000 | 5,854,000 |
| Interest expense | 369,000 | 830,000 | 1,429,000 | 2,043,000 |
| Net interest income | 1,116,000 | 2,150,000 | 3,012,000 | 3,811,000 |
| Noninterest income | 584,000 | 1,040,000 | 1,599,000 | 2,245,000 |
| Noninterest expense | 2,365,000 | 4,903,000 | 6,776,000 | 9,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -700,000 | -1,748,000 | -2,200,000 | -3,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -700,000 | -1,748,000 | -2,200,000 | -3,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,266,000 | 3,919,000 | 3,562,000 | 2,058,000 |
| Total capital | 5,781,000 | 5,414,000 | 5,013,000 | 3,538,000 |
| Risk-weighted assets | 121,097,000 | 119,569,000 | 118,829,000 | 118,137,000 |