Call reports 2016
FIRST STATE BANK, THE — 2016
What FIRST STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 227,766,000 | 217,036,000 | 217,448,000 | 216,651,000 |
| Total loans | 159,182,000 | 152,692,000 | 148,599,000 | 149,476,000 |
| Allowance for loan losses | 3,047,000 | 2,896,000 | 2,710,000 | 2,685,000 |
| Securities available for sale | 13,815,000 | 13,886,000 | 15,235,000 | 14,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,299,000 | 197,551,000 | 196,172,000 | 193,751,000 |
| Interest-bearing deposits | 173,398,000 | 167,759,000 | 164,554,000 | 164,975,000 |
| Noninterest-bearing deposits | 33,901,000 | 29,792,000 | 31,618,000 | 28,776,000 |
| Equity capital | 14,780,000 | 14,839,000 | 14,809,000 | 13,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,109,000 | 4,240,000 | 6,218,000 | 8,345,000 |
| Interest expense | 358,000 | 701,000 | 1,042,000 | 1,387,000 |
| Net interest income | 1,751,000 | 3,539,000 | 5,176,000 | 6,958,000 |
| Noninterest income | 1,368,000 | 3,431,000 | 5,684,000 | 6,859,000 |
| Noninterest expense | 3,686,000 | 7,523,000 | 11,515,000 | 15,600,000 |
| Provision for loan losses | 170,000 | 170,000 | 170,000 | 170,000 |
| Pretax income | -737,000 | -723,000 | -630,000 | -1,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -737,000 | -723,000 | -630,000 | -1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,385,000 | 13,345,000 | 13,392,000 | 12,170,000 |
| Total capital | 15,473,000 | 15,384,000 | 15,416,000 | 14,173,000 |
| Risk-weighted assets | 164,487,000 | 160,585,000 | 159,539,000 | 157,564,000 |