Call reports 2013
FIRST STATE BANK, THE — 2013
What FIRST STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 309,245,000 | 297,640,000 | 277,526,000 | 271,569,000 |
| Total loans | 246,520,000 | 245,008,000 | 225,113,000 | 215,783,000 |
| Allowance for loan losses | 4,536,000 | 5,700,000 | 6,030,000 | 5,041,000 |
| Securities available for sale | 15,446,000 | 15,353,000 | 14,860,000 | 17,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,324,000 | 259,895,000 | 240,198,000 | 235,242,000 |
| Interest-bearing deposits | 232,496,000 | 224,437,000 | 209,634,000 | 204,115,000 |
| Noninterest-bearing deposits | 34,828,000 | 35,458,000 | 30,564,000 | 31,127,000 |
| Equity capital | 22,048,000 | 21,764,000 | 21,965,000 | 21,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,589,000 | 6,900,000 | 10,005,000 | 12,637,000 |
| Interest expense | 462,000 | 893,000 | 1,314,000 | 1,729,000 |
| Net interest income | 3,127,000 | 6,007,000 | 8,691,000 | 10,908,000 |
| Noninterest income | 1,413,000 | 2,882,000 | 4,937,000 | 6,904,000 |
| Noninterest expense | 3,280,000 | 6,063,000 | 8,872,000 | 12,992,000 |
| Provision for loan losses | 923,000 | 2,699,000 | 4,054,000 | 4,594,000 |
| Pretax income | 337,000 | 127,000 | 702,000 | 226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 127,000 | 702,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,476,000 | 21,116,000 | 21,480,000 | 21,162,000 |
| Total capital | 24,272,000 | 23,896,000 | 24,115,000 | 23,745,000 |
| Risk-weighted assets | 220,504,000 | 217,873,000 | 205,705,000 | 202,130,000 |