Call reports 2012
FIRST STATE BANK, THE — 2012
What FIRST STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 302,418,000 | 306,733,000 | 307,193,000 | 313,661,000 |
| Total loans | 241,022,000 | 250,510,000 | 256,439,000 | 259,473,000 |
| Allowance for loan losses | 2,895,000 | 3,015,000 | 5,010,000 | 3,896,000 |
| Securities available for sale | 20,087,000 | 20,077,000 | 18,043,000 | 15,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,114,000 | 263,932,000 | 260,343,000 | 272,059,000 |
| Interest-bearing deposits | 223,727,000 | 224,807,000 | 222,272,000 | 233,811,000 |
| Noninterest-bearing deposits | 37,387,000 | 39,125,000 | 38,071,000 | 38,248,000 |
| Equity capital | 22,678,000 | 24,061,000 | 23,390,000 | 21,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 7,027,000 | 10,958,000 | 14,654,000 |
| Interest expense | 500,000 | 984,000 | 1,458,000 | 1,936,000 |
| Net interest income | 2,925,000 | 6,043,000 | 9,500,000 | 12,718,000 |
| Noninterest income | 1,299,000 | 3,133,000 | 4,908,000 | 6,696,000 |
| Noninterest expense | 2,345,000 | 4,724,000 | 6,933,000 | 10,091,000 |
| Provision for loan losses | 61,000 | 182,000 | 2,302,000 | 5,762,000 |
| Pretax income | 1,818,000 | 4,270,000 | 5,173,000 | 3,561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,818,000 | 4,270,000 | 5,173,000 | 3,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,189,000 | 23,421,000 | 22,703,000 | 21,379,000 |
| Total capital | 24,833,000 | 26,183,000 | 25,554,000 | 24,231,000 |
| Risk-weighted assets | 209,873,000 | 219,684,000 | 224,732,000 | 225,741,000 |