Call reports 2022
COMMERCIAL BANK OF OAK GROVE — 2022
What COMMERCIAL BANK OF OAK GROVE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 114,860,000 | 116,611,000 | 111,427,000 | 113,677,000 |
| Total loans | 53,267,000 | 55,516,000 | 64,050,000 | 62,702,000 |
| Allowance for loan losses | 1,019,000 | 1,019,000 | 1,019,000 | 1,019,000 |
| Securities available for sale | 23,020,000 | 20,899,000 | 18,787,000 | 17,919,000 |
| Securities held to maturity | 7,993,000 | 20,776,000 | 22,771,000 | 20,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,360,000 | 103,936,000 | 98,512,000 | 100,341,000 |
| Interest-bearing deposits | 95,310,000 | 96,624,000 | 90,408,000 | 92,542,000 |
| Noninterest-bearing deposits | 7,050,000 | 7,312,000 | 8,104,000 | 7,799,000 |
| Equity capital | 12,420,000 | 12,596,000 | 12,828,000 | 12,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,535,000 | 2,488,000 | 3,536,000 |
| Interest expense | 122,000 | 244,000 | 427,000 | 803,000 |
| Net interest income | 589,000 | 1,291,000 | 2,061,000 | 2,733,000 |
| Noninterest income | 23,000 | 86,000 | 121,000 | 154,000 |
| Noninterest expense | 439,000 | 886,000 | 1,328,000 | 1,773,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 173,000 | 491,000 | 854,000 | 1,114,000 |
| Income tax | 35,000 | 99,000 | 174,000 | 226,000 |
| Net income | 138,000 | 392,000 | 680,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,725,000 | 12,979,000 | 13,267,000 | 13,025,000 |