Call reports 2021
COMMERCIAL BANK OF OAK GROVE — 2021
What COMMERCIAL BANK OF OAK GROVE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 105,069,000 | 103,985,000 | 107,404,000 | 113,732,000 |
| Total loans | 58,750,000 | 57,107,000 | 55,009,000 | 54,012,000 |
| Allowance for loan losses | 1,023,000 | 1,023,000 | 1,020,000 | 1,019,000 |
| Securities available for sale | 18,287,000 | 20,215,000 | 20,336,000 | 23,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,327,000 | 91,217,000 | 94,570,000 | 100,798,000 |
| Interest-bearing deposits | 86,317,000 | 83,437,000 | 86,805,000 | 94,009,000 |
| Noninterest-bearing deposits | 6,011,000 | 7,780,000 | 7,765,000 | 6,789,000 |
| Equity capital | 12,523,000 | 12,609,000 | 12,657,000 | 12,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,593,000 | 2,331,000 | 3,072,000 |
| Interest expense | 162,000 | 310,000 | 437,000 | 562,000 |
| Net interest income | 642,000 | 1,283,000 | 1,894,000 | 2,510,000 |
| Noninterest income | 29,000 | 55,000 | 88,000 | 281,000 |
| Noninterest expense | 447,000 | 994,000 | 1,579,000 | 2,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 224,000 | 344,000 | 403,000 | 644,000 |
| Income tax | 28,000 | 52,000 | 62,000 | 112,000 |
| Net income | 196,000 | 292,000 | 341,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,509,000 | 12,606,000 | 12,654,000 | 12,846,000 |