Call reports 2020
COMMERCIAL BANK OF OAK GROVE — 2020
What COMMERCIAL BANK OF OAK GROVE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 81,532,000 | 90,418,000 | 95,678,000 | 100,484,000 |
| Total loans | 55,651,000 | 54,735,000 | 57,344,000 | 54,665,000 |
| Allowance for loan losses | 1,142,000 | 1,142,000 | 1,139,000 | 1,096,000 |
| Securities available for sale | 15,357,000 | 19,171,000 | 19,175,000 | 19,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,142,000 | 77,800,000 | 82,908,000 | 87,593,000 |
| Interest-bearing deposits | 64,644,000 | 72,603,000 | 76,974,000 | 82,250,000 |
| Noninterest-bearing deposits | 4,499,000 | 5,197,000 | 5,934,000 | 5,343,000 |
| Equity capital | 12,206,000 | 12,381,000 | 12,505,000 | 12,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,636,000 | 2,401,000 | 3,259,000 |
| Interest expense | 201,000 | 374,000 | 548,000 | 715,000 |
| Net interest income | 632,000 | 1,262,000 | 1,853,000 | 2,544,000 |
| Noninterest income | 26,000 | 107,000 | 139,000 | 196,000 |
| Noninterest expense | 478,000 | 924,000 | 1,381,000 | 1,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 445,000 | 611,000 | 871,000 |
| Income tax | 41,000 | 95,000 | 120,000 | 177,000 |
| Net income | 139,000 | 350,000 | 491,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,109,000 | 12,321,000 | 12,457,000 | 12,660,000 |