Call reports 2019
COMMERCIAL BANK OF OAK GROVE — 2019
What COMMERCIAL BANK OF OAK GROVE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,230,000 | 77,332,000 | 77,701,000 | 82,590,000 |
| Total loans | 45,678,000 | 50,659,000 | 52,905,000 | 54,615,000 |
| Allowance for loan losses | 1,141,000 | 1,141,000 | 1,141,000 | 1,142,000 |
| Securities available for sale | 19,689,000 | 18,779,000 | 15,170,000 | 15,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,427,000 | 65,350,000 | 65,291,000 | 70,150,000 |
| Interest-bearing deposits | 59,490,000 | 60,399,000 | 60,111,000 | 64,863,000 |
| Noninterest-bearing deposits | 4,937,000 | 4,951,000 | 5,180,000 | 5,286,000 |
| Equity capital | 11,648,000 | 11,789,000 | 12,131,000 | 12,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,480,000 | 2,294,000 | 3,116,000 |
| Interest expense | 229,000 | 452,000 | 669,000 | 872,000 |
| Net interest income | 487,000 | 1,028,000 | 1,625,000 | 2,244,000 |
| Noninterest income | 34,000 | 70,000 | 343,000 | 370,000 |
| Noninterest expense | 459,000 | 947,000 | 1,428,000 | 1,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 151,000 | 541,000 | 691,000 |
| Income tax | -3,000 | 14,000 | 95,000 | 125,000 |
| Net income | 65,000 | 137,000 | 446,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,746,000 | 11,817,000 | 12,125,000 | 12,245,000 |
| Total capital | 12,243,000 | 12,371,000 | 12,692,000 | 12,834,000 |
| Risk-weighted assets | 39,079,000 | 43,708,000 | 44,780,000 | 46,553,000 |