Call reports 2018
COMMERCIAL BANK OF OAK GROVE — 2018
What COMMERCIAL BANK OF OAK GROVE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 69,868,000 | 69,003,000 | 69,554,000 | 74,807,000 |
| Total loans | 40,260,000 | 43,576,000 | 44,297,000 | 46,933,000 |
| Allowance for loan losses | 1,752,000 | 1,145,000 | 1,145,000 | 1,141,000 |
| Securities available for sale | 22,814,000 | 22,778,000 | 21,759,000 | 20,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,201,000 | 57,329,000 | 57,775,000 | 62,992,000 |
| Interest-bearing deposits | 53,449,000 | 52,567,000 | 53,573,000 | 57,764,000 |
| Noninterest-bearing deposits | 4,753,000 | 4,762,000 | 4,202,000 | 5,228,000 |
| Equity capital | 11,475,000 | 11,558,000 | 11,614,000 | 11,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,232,000 | 1,921,000 | 2,613,000 |
| Interest expense | 45,000 | 101,000 | 177,000 | 368,000 |
| Net interest income | 544,000 | 1,131,000 | 1,744,000 | 2,245,000 |
| Noninterest income | 23,000 | 32,000 | 71,000 | 106,000 |
| Noninterest expense | 446,000 | 930,000 | 1,447,000 | 2,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 253,000 | 388,000 | 353,000 |
| Income tax | 23,000 | 51,000 | 82,000 | 71,000 |
| Net income | 98,000 | 202,000 | 306,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,637,000 | 11,741,000 | 11,845,000 | 11,821,000 |
| Total capital | 12,063,000 | 12,207,000 | 12,321,000 | 12,338,000 |
| Risk-weighted assets | 32,776,000 | 36,501,000 | 37,390,000 | 40,768,000 |