Call reports 2017
COMMERCIAL BANK OF OAK GROVE — 2017
What COMMERCIAL BANK OF OAK GROVE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,201,000 | 69,072,000 | 70,400,000 | 70,925,000 |
| Total loans | 43,808,000 | 43,499,000 | 43,627,000 | 40,506,000 |
| Allowance for loan losses | 1,766,000 | 1,764,000 | 1,718,000 | 1,714,000 |
| Securities available for sale | 16,167,000 | 17,659,000 | 18,638,000 | 19,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,195,000 | 56,866,000 | 58,320,000 | 59,092,000 |
| Interest-bearing deposits | 53,282,000 | 52,138,000 | 53,620,000 | 54,521,000 |
| Noninterest-bearing deposits | 4,913,000 | 4,728,000 | 4,700,000 | 4,571,000 |
| Equity capital | 11,842,000 | 11,912,000 | 11,760,000 | 11,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,166,000 | 1,781,000 | 2,361,000 |
| Interest expense | 32,000 | 66,000 | 103,000 | 140,000 |
| Net interest income | 546,000 | 1,100,000 | 1,678,000 | 2,221,000 |
| Noninterest income | 690,000 | 734,000 | 719,000 | 726,000 |
| Noninterest expense | 519,000 | 1,028,000 | 1,502,000 | 1,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 719,000 | 808,000 | 897,000 | 950,000 |
| Income tax | 241,000 | 270,000 | 495,000 | 689,000 |
| Net income | 478,000 | 538,000 | 402,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,841,000 | 11,916,000 | 11,772,000 | 11,631,000 |
| Total capital | 12,312,000 | 12,386,000 | 12,244,000 | 12,070,000 |
| Risk-weighted assets | 36,411,000 | 36,303,000 | 36,498,000 | 33,820,000 |