Call reports 2011
COMMERCIAL BANK OF OAK GROVE — 2011
What COMMERCIAL BANK OF OAK GROVE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,447,000 | 85,722,000 | 87,317,000 | 87,955,000 |
| Total loans | 36,019,000 | 35,869,000 | 35,596,000 | 32,935,000 |
| Allowance for loan losses | 2,013,000 | 1,929,000 | 2,100,000 | 1,784,000 |
| Securities available for sale | 43,732,000 | 40,457,000 | 42,051,000 | 38,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,282,000 | 73,359,000 | 75,149,000 | 75,890,000 |
| Interest-bearing deposits | 68,992,000 | 69,247,000 | 71,449,000 | 72,601,000 |
| Noninterest-bearing deposits | 3,290,000 | 4,112,000 | 3,700,000 | 3,289,000 |
| Equity capital | 11,986,000 | 12,172,000 | 11,961,000 | 11,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,322,000 | 1,973,000 | 2,580,000 |
| Interest expense | 222,000 | 425,000 | 612,000 | 776,000 |
| Net interest income | 443,000 | 897,000 | 1,361,000 | 1,804,000 |
| Noninterest income | 33,000 | -402,000 | -366,000 | -431,000 |
| Noninterest expense | 994,000 | 994,000 | 1,604,000 | 2,026,000 |
| Provision for loan losses | 820,000 | 820,000 | 1,080,000 | 1,080,000 |
| Pretax income | -1,338,000 | -1,319,000 | -1,689,000 | -1,733,000 |
| Income tax | -517,000 | -549,000 | -706,000 | -737,000 |
| Net income | -821,000 | -770,000 | -983,000 | -996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,469,000 | 10,262,000 | 9,892,000 | 9,861,000 |
| Total capital | 10,989,000 | 10,789,000 | 10,421,000 | 10,357,000 |
| Risk-weighted assets | 40,071,000 | 40,776,000 | 40,761,000 | 39,355,000 |