Call reports 2026
GARRETT STATE BANK, THE — 2026
What GARRETT STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 378,460,000 | 399,658,000 |
| Total loans | 284,926,000 | 291,971,000 |
| Allowance for loan losses | 2,873,000 | 2,898,000 |
| Securities available for sale | 66,619,000 | 69,075,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 318,949,000 | 339,407,000 |
| Interest-bearing deposits | 252,711,000 | 273,675,000 |
| Noninterest-bearing deposits | 66,238,000 | 65,732,000 |
| Equity capital | 38,889,000 | 39,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,896,000 | 10,019,000 |
| Interest expense | 1,753,000 | 3,570,000 |
| Net interest income | 3,143,000 | 6,449,000 |
| Noninterest income | 181,000 | 374,000 |
| Noninterest expense | 1,455,000 | 2,973,000 |
| Provision for loan losses | 44,000 | 96,000 |
| Pretax income | 1,831,000 | 3,763,000 |
| Income tax | 0 | 0 |
| Net income | 1,831,000 | 3,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,859,000 | 40,641,000 |
| Total capital | 42,607,000 | 43,483,000 |
| Risk-weighted assets | 219,604,000 | 227,210,000 |