Call reports 2012
GARRETT STATE BANK, THE — 2012
What GARRETT STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 175,375,000 | 183,728,000 | 180,160,000 | 194,198,000 |
| Total loans | 122,540,000 | 122,590,000 | 122,996,000 | 124,211,000 |
| Allowance for loan losses | 1,679,000 | 1,735,000 | 1,760,000 | 1,746,000 |
| Securities available for sale | 41,171,000 | 41,945,000 | 44,306,000 | 49,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,404,000 | 152,101,000 | 147,468,000 | 161,580,000 |
| Interest-bearing deposits | 123,830,000 | 134,237,000 | 129,431,000 | 142,806,000 |
| Noninterest-bearing deposits | 19,574,000 | 17,864,000 | 18,037,000 | 18,774,000 |
| Equity capital | 16,145,000 | 16,402,000 | 16,900,000 | 16,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,119,000 | 6,159,000 | 8,157,000 |
| Interest expense | 474,000 | 940,000 | 1,378,000 | 1,797,000 |
| Net interest income | 1,595,000 | 3,179,000 | 4,781,000 | 6,360,000 |
| Noninterest income | 113,000 | 232,000 | 353,000 | 461,000 |
| Noninterest expense | 938,000 | 1,915,000 | 2,909,000 | 3,928,000 |
| Provision for loan losses | 90,000 | 165,000 | 230,000 | 275,000 |
| Pretax income | 680,000 | 1,331,000 | 1,995,000 | 2,618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 680,000 | 1,331,000 | 1,995,000 | 2,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,614,000 | 15,905,000 | 16,239,000 | 16,419,000 |
| Total capital | 16,804,000 | 17,100,000 | 17,442,000 | 17,653,000 |
| Risk-weighted assets | 94,700,000 | 95,064,000 | 95,650,000 | 98,243,000 |