Call reports 2019
FIRST DELTA BANK — 2019
What FIRST DELTA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 59,601,000 | 58,380,000 | 61,066,000 |
| Total loans | 14,392,000 | 17,609,000 | 20,688,000 |
| Allowance for loan losses | 480,000 | 419,000 | 0 |
| Securities available for sale | 39,019,000 | 36,640,000 | 2,270,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 53,147,000 | 51,526,000 | 52,799,000 |
| Interest-bearing deposits | 37,281,000 | 37,133,000 | 39,463,000 |
| Noninterest-bearing deposits | 15,866,000 | 14,393,000 | 13,336,000 |
| Equity capital | 6,331,000 | 6,706,000 | 8,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 462,000 | 959,000 | 520,000 |
| Interest expense | 43,000 | 94,000 | 56,000 |
| Net interest income | 419,000 | 865,000 | 464,000 |
| Noninterest income | 62,000 | 135,000 | 64,000 |
| Noninterest expense | 381,000 | 783,000 | 378,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 100,000 | 217,000 | -294,000 |
| Income tax | 36,000 | 69,000 | -2,000 |
| Net income | 64,000 | 148,000 | -292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 6,597,000 | 6,681,000 | 6,125,000 |
| Total capital | 6,932,000 | 7,016,000 | 6,125,000 |
| Risk-weighted assets | 26,669,000 | 26,726,000 | 29,657,000 |