Call reports 2018
FIRST DELTA BANK — 2018
What FIRST DELTA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,655,000 | 64,785,000 | 68,121,000 | 62,766,000 |
| Total loans | 13,980,000 | 21,524,000 | 25,483,000 | 16,368,000 |
| Allowance for loan losses | 471,000 | 471,000 | 471,000 | 480,000 |
| Securities available for sale | 41,645,000 | 40,132,000 | 39,360,000 | 39,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,129,000 | 52,615,000 | 55,341,000 | 54,623,000 |
| Interest-bearing deposits | 37,916,000 | 39,251,000 | 41,445,000 | 38,112,000 |
| Noninterest-bearing deposits | 15,213,000 | 13,364,000 | 13,896,000 | 16,511,000 |
| Equity capital | 5,411,000 | 5,473,000 | 5,449,000 | 5,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 947,000 | 1,572,000 | 2,171,000 |
| Interest expense | 34,000 | 100,000 | 208,000 | 299,000 |
| Net interest income | 397,000 | 847,000 | 1,364,000 | 1,872,000 |
| Noninterest income | 78,000 | 148,000 | 227,000 | 297,000 |
| Noninterest expense | 381,000 | 759,000 | 1,135,000 | 1,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 236,000 | 456,000 | 645,000 |
| Income tax | 24,000 | 48,000 | 74,000 | 120,000 |
| Net income | 70,000 | 188,000 | 382,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,378,000 | 6,495,000 | 6,690,000 | 6,533,000 |
| Total capital | 6,724,000 | 6,885,000 | 7,108,000 | 6,865,000 |
| Risk-weighted assets | 27,556,000 | 31,246,000 | 33,450,000 | 26,418,000 |