Call reports 2017
FIRST DELTA BANK — 2017
What FIRST DELTA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,953,000 | 59,800,000 | 61,899,000 | 61,771,000 |
| Total loans | 19,369,000 | 22,270,000 | 23,557,000 | 14,000,000 |
| Allowance for loan losses | 453,000 | 458,000 | 458,000 | 471,000 |
| Securities available for sale | 34,300,000 | 34,787,000 | 34,148,000 | 39,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,624,000 | 49,978,000 | 50,382,000 | 55,600,000 |
| Interest-bearing deposits | 38,689,000 | 37,016,000 | 36,757,000 | 38,330,000 |
| Noninterest-bearing deposits | 11,935,000 | 12,962,000 | 13,625,000 | 17,270,000 |
| Equity capital | 5,944,000 | 6,220,000 | 6,335,000 | 5,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 944,000 | 1,500,000 | 1,972,000 |
| Interest expense | 33,000 | 71,000 | 119,000 | 156,000 |
| Net interest income | 412,000 | 873,000 | 1,381,000 | 1,816,000 |
| Noninterest income | 71,000 | 140,000 | 216,000 | 286,000 |
| Noninterest expense | 381,000 | 764,000 | 1,135,000 | 1,522,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 249,000 | 462,000 | 580,000 |
| Income tax | 52,000 | 105,000 | 158,000 | 132,000 |
| Net income | 50,000 | 144,000 | 304,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,210,000 | 6,305,000 | 6,464,000 | 6,308,000 |
| Total capital | 6,577,000 | 6,702,000 | 6,843,000 | 6,616,000 |
| Risk-weighted assets | 29,275,000 | 31,755,000 | 30,306,000 | 24,503,000 |