Call reports 2016
FIRST DELTA BANK — 2016
What FIRST DELTA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,872,000 | 58,005,000 | 59,085,000 | 58,696,000 |
| Total loans | 16,781,000 | 24,311,000 | 28,771,000 | 19,360,000 |
| Allowance for loan losses | 493,000 | 493,000 | 443,000 | 452,000 |
| Securities available for sale | 36,873,000 | 28,427,000 | 26,426,000 | 33,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,516,000 | 48,615,000 | 48,569,000 | 52,625,000 |
| Interest-bearing deposits | 38,766,000 | 38,061,000 | 37,750,000 | 39,324,000 |
| Noninterest-bearing deposits | 11,750,000 | 10,554,000 | 10,819,000 | 13,301,000 |
| Equity capital | 6,113,000 | 6,296,000 | 6,464,000 | 5,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 907,000 | 1,458,000 | 1,953,000 |
| Interest expense | 31,000 | 66,000 | 106,000 | 141,000 |
| Net interest income | 410,000 | 841,000 | 1,352,000 | 1,812,000 |
| Noninterest income | 62,000 | 129,000 | 196,000 | 268,000 |
| Noninterest expense | 381,000 | 758,000 | 1,096,000 | 1,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 212,000 | 452,000 | 601,000 |
| Income tax | 53,000 | 105,000 | 158,000 | 160,000 |
| Net income | 38,000 | 107,000 | 294,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,058,000 | 6,117,000 | 6,308,000 | 5,980,000 |
| Total capital | 6,418,000 | 6,541,000 | 6,728,000 | 6,335,000 |
| Risk-weighted assets | 28,667,000 | 33,897,000 | 33,563,000 | 28,367,000 |