Call reports 2015
FIRST DELTA BANK — 2015
What FIRST DELTA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,754,000 | 61,386,000 | 65,298,000 | 57,287,000 |
| Total loans | 16,243,000 | 21,832,000 | 25,584,000 | 16,846,000 |
| Allowance for loan losses | 489,000 | 488,000 | 488,000 | 493,000 |
| Securities available for sale | 38,521,000 | 36,182,000 | 36,485,000 | 35,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,046,000 | 47,995,000 | 50,476,000 | 51,036,000 |
| Interest-bearing deposits | 38,345,000 | 38,019,000 | 39,457,000 | 39,488,000 |
| Noninterest-bearing deposits | 11,701,000 | 9,976,000 | 11,019,000 | 11,548,000 |
| Equity capital | 5,847,000 | 5,663,000 | 6,112,000 | 5,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 930,000 | 1,526,000 | 2,031,000 |
| Interest expense | 30,000 | 62,000 | 102,000 | 135,000 |
| Net interest income | 393,000 | 868,000 | 1,424,000 | 1,896,000 |
| Noninterest income | 72,000 | 145,000 | 212,000 | 278,000 |
| Noninterest expense | 360,000 | 757,000 | 1,128,000 | 1,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 262,000 | 520,000 | 713,000 |
| Income tax | 65,000 | 129,000 | 192,000 | 231,000 |
| Net income | 40,000 | 133,000 | 328,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,875,000 | 5,956,000 | 6,151,000 | 6,025,000 |
| Total capital | 6,364,000 | 6,293,000 | 6,512,000 | 6,328,000 |
| Risk-weighted assets | 29,427,000 | 26,799,000 | 28,767,000 | 24,111,000 |