Call reports 2013
FIRST DELTA BANK — 2013
What FIRST DELTA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,050,000 | 66,095,000 | 71,691,000 | 65,505,000 |
| Total loans | 17,013,000 | 22,342,000 | 27,799,000 | 16,234,000 |
| Allowance for loan losses | 480,000 | 479,000 | 479,000 | 488,000 |
| Securities available for sale | 38,955,000 | 36,717,000 | 36,084,000 | 36,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,745,000 | 55,015,000 | 55,892,000 | 60,736,000 |
| Interest-bearing deposits | 40,647,000 | 39,376,000 | 40,078,000 | 41,159,000 |
| Noninterest-bearing deposits | 16,098,000 | 15,639,000 | 15,814,000 | 19,577,000 |
| Equity capital | 5,500,000 | 4,765,000 | 4,887,000 | 4,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 998,000 | 1,655,000 | 2,215,000 |
| Interest expense | 60,000 | 111,000 | 160,000 | 200,000 |
| Net interest income | 405,000 | 887,000 | 1,495,000 | 2,015,000 |
| Noninterest income | 85,000 | 169,000 | 267,000 | 358,000 |
| Noninterest expense | 388,000 | 756,000 | 1,133,000 | 1,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 300,000 | 629,000 | 853,000 |
| Income tax | 30,000 | 65,000 | 152,000 | 257,000 |
| Net income | 72,000 | 235,000 | 477,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,309,000 | 5,471,000 | 5,715,000 | 5,558,000 |
| Total capital | 5,625,000 | 5,850,000 | 6,158,000 | 5,886,000 |
| Risk-weighted assets | 25,110,000 | 30,231,000 | 35,407,000 | 26,064,000 |