Call reports 2012
FIRST DELTA BANK — 2012
What FIRST DELTA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,339,000 | 60,391,000 | 62,304,000 | 65,195,000 |
| Total loans | 20,110,000 | 29,453,000 | 30,609,000 | 17,295,000 |
| Allowance for loan losses | 525,000 | 526,000 | 525,000 | 524,000 |
| Securities available for sale | 29,424,000 | 27,696,000 | 28,397,000 | 36,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,636,000 | 53,618,000 | 52,664,000 | 59,315,000 |
| Interest-bearing deposits | 46,756,000 | 41,036,000 | 39,662,000 | 42,550,000 |
| Noninterest-bearing deposits | 9,880,000 | 12,582,000 | 13,002,000 | 16,765,000 |
| Equity capital | 5,335,000 | 5,540,000 | 5,780,000 | 5,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,162,000 | 1,893,000 | 2,447,000 |
| Interest expense | 107,000 | 194,000 | 278,000 | 358,000 |
| Net interest income | 432,000 | 968,000 | 1,615,000 | 2,089,000 |
| Noninterest income | 84,000 | 162,000 | 240,000 | 324,000 |
| Noninterest expense | 414,000 | 838,000 | 1,238,000 | 1,658,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 94,000 | 284,000 | 609,000 | 766,000 |
| Income tax | 23,000 | 57,000 | 112,000 | 257,000 |
| Net income | 71,000 | 227,000 | 497,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,085,000 | 5,240,000 | 5,511,000 | 5,237,000 |
| Total capital | 5,451,000 | 5,655,000 | 5,967,000 | 5,565,000 |
| Risk-weighted assets | 29,117,000 | 33,054,000 | 36,389,000 | 26,028,000 |