Call reports 2006
FIRST DELTA BANK — 2006
What FIRST DELTA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,843,000 | 49,525,000 | 50,990,000 | 51,270,000 |
| Total loans | 18,770,000 | 23,978,000 | 25,127,000 | 19,973,000 |
| Allowance for loan losses | 420,000 | 426,000 | 425,000 | 424,000 |
| Securities available for sale | 23,178,000 | 22,201,000 | 22,544,000 | 24,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,222,000 | 42,527,000 | 46,029,000 | 46,527,000 |
| Interest-bearing deposits | 33,445,000 | 35,922,000 | 39,076,000 | 37,723,000 |
| Noninterest-bearing deposits | 6,777,000 | 6,605,000 | 6,953,000 | 8,804,000 |
| Equity capital | 5,142,000 | 5,045,000 | 4,367,000 | 4,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,260,000 | 2,007,000 | 2,722,000 |
| Interest expense | 227,000 | 496,000 | 862,000 | 1,236,000 |
| Net interest income | 386,000 | 764,000 | 1,145,000 | 1,486,000 |
| Noninterest income | 112,000 | 203,000 | 306,000 | 430,000 |
| Noninterest expense | 361,000 | 725,000 | 1,092,000 | 1,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 239,000 | 356,000 | 438,000 |
| Income tax | 38,000 | 50,000 | 84,000 | 81,000 |
| Net income | 96,000 | 189,000 | 272,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,459,000 | 5,552,000 | 4,634,000 | 4,440,000 |
| Total capital | 5,751,000 | 5,910,000 | 5,001,000 | 4,761,000 |
| Risk-weighted assets | 23,258,000 | 28,595,000 | 29,291,000 | 25,566,000 |
Machine access — free, no API key
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