Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,091,000 | 30,149,000 | 29,606,000 | 31,904,000 |
| Total loans | 19,285,000 | 20,860,000 | 20,511,000 | 19,159,000 |
| Allowance for loan losses | 307,000 | 302,000 | 302,000 | 0 |
| Securities available for sale | 3,286,000 | 2,932,000 | 2,927,000 | 2,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,485,000 | 26,172,000 | 25,959,000 | 28,377,000 |
| Interest-bearing deposits | 19,919,000 | 20,843,000 | 20,920,000 | 22,166,000 |
| Noninterest-bearing deposits | 5,566,000 | 5,329,000 | 5,039,000 | 6,211,000 |
| Equity capital | 3,559,000 | 3,578,000 | 3,579,000 | 3,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 534,000 | 814,000 | 1,086,000 |
| Interest expense | 18,000 | 38,000 | 58,000 | 79,000 |
| Net interest income | 244,000 | 496,000 | 756,000 | 1,007,000 |
| Noninterest income | 16,000 | 33,000 | 49,000 | 69,000 |
| Noninterest expense | 193,000 | 389,000 | 643,000 | 959,000 |
| Provision for loan losses | 0 | 0 | 0 | -73,000 |
| Pretax income | 67,000 | 140,000 | 162,000 | 190,000 |
| Income tax | 10,000 | 27,000 | 45,000 | 28,000 |
| Net income | 57,000 | 113,000 | 117,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,512,000 | 3,550,000 | 3,558,000 | 2,427,000 |
| Total capital | 3,742,000 | 3,798,000 | 3,806,000 | 2,427,000 |
| Risk-weighted assets | 18,418,000 | 19,777,000 | 19,778,000 | 19,983,000 |