Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,915,000 | 28,674,000 | 28,954,000 | 29,361,000 |
| Total loans | 19,961,000 | 20,264,000 | 20,088,000 | 19,135,000 |
| Allowance for loan losses | 322,000 | 309,000 | 317,000 | 308,000 |
| Securities available for sale | 3,947,000 | 3,623,000 | 3,578,000 | 3,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,466,000 | 25,271,000 | 25,458,000 | 25,838,000 |
| Interest-bearing deposits | 20,651,000 | 20,033,000 | 20,084,000 | 20,878,000 |
| Noninterest-bearing deposits | 4,815,000 | 5,238,000 | 5,374,000 | 4,960,000 |
| Equity capital | 3,404,000 | 3,371,000 | 3,466,000 | 3,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 546,000 | 825,000 | 1,100,000 |
| Interest expense | 18,000 | 35,000 | 52,000 | 68,000 |
| Net interest income | 245,000 | 511,000 | 773,000 | 1,032,000 |
| Noninterest income | 16,000 | 32,000 | 49,000 | 67,000 |
| Noninterest expense | 205,000 | 427,000 | 621,000 | 824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 78,000 | 163,000 | 237,000 |
| Income tax | -42,000 | -37,000 | -24,000 | -2,000 |
| Net income | 98,000 | 115,000 | 187,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,534,000 | 3,486,000 | 3,545,000 | 3,516,000 |
| Total capital | 3,766,000 | 3,713,000 | 3,775,000 | 3,749,000 |
| Risk-weighted assets | 17,750,000 | 18,041,000 | 18,346,000 | 18,494,000 |