Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,628,000 | 28,131,000 | 27,266,000 | 28,001,000 |
| Total loans | 19,056,000 | 19,930,000 | 19,507,000 | 19,887,000 |
| Allowance for loan losses | 316,000 | 317,000 | 318,000 | 319,000 |
| Securities available for sale | 3,672,000 | 3,762,000 | 3,764,000 | 3,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,255,000 | 24,825,000 | 24,062,000 | 24,722,000 |
| Interest-bearing deposits | 20,373,000 | 20,384,000 | 19,938,000 | 20,733,000 |
| Noninterest-bearing deposits | 3,882,000 | 4,441,000 | 4,124,000 | 3,989,000 |
| Equity capital | 3,018,000 | 2,947,000 | 2,906,000 | 2,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 565,000 | 841,000 | 1,115,000 |
| Interest expense | 28,000 | 54,000 | 79,000 | 100,000 |
| Net interest income | 263,000 | 511,000 | 762,000 | 1,015,000 |
| Noninterest income | 24,000 | 47,000 | 13,000 | 67,000 |
| Noninterest expense | 206,000 | 402,000 | 619,000 | 824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 156,000 | 156,000 | 258,000 |
| Income tax | 13,000 | 32,000 | 23,000 | 54,000 |
| Net income | 68,000 | 124,000 | 133,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,088,000 | 3,048,000 | 3,010,000 | 3,149,000 |
| Total capital | 3,314,000 | 3,283,000 | 3,239,000 | 3,380,000 |
| Risk-weighted assets | 17,965,000 | 18,701,000 | 18,264,000 | 18,365,000 |