Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,223,000 | 26,280,000 | 27,422,000 | 28,059,000 |
| Total loans | 20,490,000 | 19,695,000 | 20,395,000 | 19,975,000 |
| Allowance for loan losses | 319,000 | 298,000 | 301,000 | 261,000 |
| Securities available for sale | 3,349,000 | 2,666,000 | 3,110,000 | 2,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,022,000 | 23,016,000 | 24,190,000 | 24,764,000 |
| Interest-bearing deposits | 19,604,000 | 19,358,000 | 20,409,000 | 20,632,000 |
| Noninterest-bearing deposits | 3,418,000 | 3,658,000 | 3,781,000 | 4,132,000 |
| Equity capital | 2,836,000 | 2,882,000 | 2,901,000 | 2,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 611,000 | 913,000 | 1,213,000 |
| Interest expense | 43,000 | 84,000 | 120,000 | 151,000 |
| Net interest income | 265,000 | 527,000 | 793,000 | 1,062,000 |
| Noninterest income | 24,000 | 33,000 | 51,000 | 70,000 |
| Noninterest expense | 240,000 | 441,000 | 660,000 | 869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 119,000 | 184,000 | 263,000 |
| Income tax | 8,000 | 20,000 | 36,000 | 60,000 |
| Net income | 41,000 | 99,000 | 148,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,929,000 | 2,963,000 | 2,971,000 | 3,020,000 |
| Total capital | 3,172,000 | 3,198,000 | 3,210,000 | 3,253,000 |
| Risk-weighted assets | 19,359,000 | 18,760,000 | 19,046,000 | 18,651,000 |