Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,198,000 | 30,249,000 | 29,525,000 | 29,809,000 |
| Total loans | 16,931,000 | 18,014,000 | 18,129,000 | 18,165,000 |
| Allowance for loan losses | 220,000 | 224,000 | 224,000 | 224,000 |
| Securities available for sale | 9,377,000 | 8,831,000 | 8,757,000 | 7,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,857,000 | 26,222,000 | 25,455,000 | 26,366,000 |
| Interest-bearing deposits | 23,911,000 | 23,050,000 | 22,889,000 | 23,065,000 |
| Noninterest-bearing deposits | 2,947,000 | 3,172,000 | 2,566,000 | 3,301,000 |
| Equity capital | 2,974,000 | 2,990,000 | 3,042,000 | 3,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 742,000 | 1,147,000 | 1,549,000 |
| Interest expense | 121,000 | 254,000 | 398,000 | 551,000 |
| Net interest income | 248,000 | 488,000 | 749,000 | 998,000 |
| Noninterest income | 31,000 | 48,000 | 100,000 | 115,000 |
| Noninterest expense | 222,000 | 428,000 | 613,000 | 796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 133,000 | 261,000 | 329,000 |
| Income tax | 9,000 | 13,000 | 40,000 | 46,000 |
| Net income | 73,000 | 120,000 | 221,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,952,000 | 2,909,000 | 3,009,000 | 3,036,000 |
| Total capital | 3,172,000 | 3,133,000 | 3,233,000 | 3,260,000 |
| Risk-weighted assets | 19,444,000 | 20,085,000 | 20,283,000 | 20,337,000 |
Machine access — free, no API key
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