Call reports 2026
FIRST FARMERS & MERCHANTS NATIONAL BANK — 2026
What FIRST FARMERS & MERCHANTS NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 248,954,000 | 242,610,000 |
| Total loans | 184,571,000 | 184,961,000 |
| Allowance for loan losses | 1,981,000 | 1,981,000 |
| Securities available for sale | 43,580,000 | 44,566,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 221,384,000 | 213,502,000 |
| Interest-bearing deposits | 188,215,000 | 180,275,000 |
| Noninterest-bearing deposits | 33,169,000 | 33,227,000 |
| Equity capital | 24,526,000 | 26,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,274,000 | 6,634,000 |
| Interest expense | 910,000 | 1,811,000 |
| Net interest income | 2,364,000 | 4,823,000 |
| Noninterest income | 91,000 | 191,000 |
| Noninterest expense | 1,326,000 | 2,659,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,122,000 | 2,361,000 |
| Income tax | 422,000 | 809,000 |
| Net income | 700,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,584,000 | 28,996,000 |
| Total capital | 29,600,000 | 31,012,000 |
| Risk-weighted assets | 202,922,000 | 202,538,000 |