Call reports 2012
FIRST FARMERS & MERCHANTS NATIONAL BANK — 2012
What FIRST FARMERS & MERCHANTS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,566,000 | 150,870,000 | 151,305,000 | 158,623,000 |
| Total loans | 107,117,000 | 106,890,000 | 109,530,000 | 113,215,000 |
| Allowance for loan losses | 1,038,000 | 1,068,000 | 1,097,000 | 1,106,000 |
| Securities available for sale | 22,406,000 | 21,597,000 | 20,628,000 | 23,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,165,000 | 125,941,000 | 126,285,000 | 133,513,000 |
| Interest-bearing deposits | 104,427,000 | 105,613,000 | 103,495,000 | 105,720,000 |
| Noninterest-bearing deposits | 22,737,000 | 20,328,000 | 22,790,000 | 27,793,000 |
| Equity capital | 19,074,000 | 19,601,000 | 20,206,000 | 20,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,729,000 | 3,331,000 | 5,067,000 | 6,762,000 |
| Interest expense | 156,000 | 295,000 | 427,000 | 547,000 |
| Net interest income | 1,573,000 | 3,036,000 | 4,640,000 | 6,215,000 |
| Noninterest income | 810,000 | 1,583,000 | 2,355,000 | 3,113,000 |
| Noninterest expense | 1,513,000 | 3,064,000 | 4,601,000 | 6,228,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 90,000 |
| Pretax income | 850,000 | 1,505,000 | 2,314,000 | 3,010,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 849,000 | 1,504,000 | 2,312,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,411,000 | 18,806,000 | 19,365,000 | 19,521,000 |
| Total capital | 19,449,000 | 19,874,000 | 20,462,000 | 20,628,000 |
| Risk-weighted assets | 120,065,000 | 119,430,000 | 121,339,000 | 124,566,000 |