Call reports 2005
FIRST FARMERS & MERCHANTS NATIONAL BANK — 2005
What FIRST FARMERS & MERCHANTS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 107,603,000 | 104,986,000 | 106,141,000 | 105,941,000 |
| Total loans | 71,142,000 | 76,188,000 | 77,796,000 | 76,376,000 |
| Allowance for loan losses | 684,000 | 773,000 | 828,000 | 904,000 |
| Securities available for sale | 25,566,000 | 21,639,000 | 20,073,000 | 23,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,936,000 | 83,805,000 | 84,994,000 | 87,161,000 |
| Interest-bearing deposits | 71,430,000 | 71,272,000 | 70,526,000 | 71,407,000 |
| Noninterest-bearing deposits | 17,505,000 | 12,533,000 | 14,468,000 | 15,754,000 |
| Equity capital | 11,679,000 | 12,038,000 | 12,600,000 | 12,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 3,060,000 | 4,708,000 | 6,429,000 |
| Interest expense | 297,000 | 621,000 | 954,000 | 1,336,000 |
| Net interest income | 1,194,000 | 2,439,000 | 3,754,000 | 5,093,000 |
| Noninterest income | 399,000 | 860,000 | 1,327,000 | 1,796,000 |
| Noninterest expense | 981,000 | 1,940,000 | 2,916,000 | 3,873,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 330,000 |
| Pretax income | 522,000 | 1,179,000 | 1,925,000 | 2,686,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 520,000 | 1,177,000 | 1,923,000 | 2,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,901,000 | 12,073,000 | 12,752,000 | 12,504,000 |
| Total capital | 12,585,000 | 12,846,000 | 13,580,000 | 13,408,000 |
| Risk-weighted assets | 83,371,000 | 82,835,000 | 83,293,000 | 84,737,000 |
Machine access — free, no API key
Every figure shown here about FIRST FARMERS & MERCHANTS NATIONAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.