Call reports 2026
UNITED BANK — 2026
What UNITED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,452,054,000 | 1,480,601,000 |
| Total loans | 903,885,000 | 942,157,000 |
| Allowance for loan losses | 12,368,000 | 12,377,000 |
| Securities available for sale | 300,475,000 | 301,772,000 |
| Securities held to maturity | 2,455,000 | 2,455,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,200,532,000 | 1,224,410,000 |
| Interest-bearing deposits | 689,220,000 | 694,144,000 |
| Noninterest-bearing deposits | 511,312,000 | 530,266,000 |
| Equity capital | 215,898,000 | 221,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 18,297,000 | 37,848,000 |
| Interest expense | 4,003,000 | 8,122,000 |
| Net interest income | 14,294,000 | 29,726,000 |
| Noninterest income | 2,555,000 | 5,060,000 |
| Noninterest expense | 11,006,000 | 21,855,000 |
| Provision for loan losses | 625,000 | 735,000 |
| Pretax income | 5,218,000 | 12,196,000 |
| Income tax | 1,130,000 | 2,654,000 |
| Net income | 4,088,000 | 9,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 228,032,000 | 233,579,000 |
| Total capital | 241,083,000 | 246,639,000 |
| Risk-weighted assets | 1,092,697,000 | 1,128,141,000 |