Call report 2025Q4
UNITED BANK — 2025Q4
The 22 measures UNITED BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,446,151,000 | USD | evidence → |
| Total loans | 894,241,000 | USD | evidence → |
| Allowance for loan losses | 11,766,000 | USD | evidence → |
| Securities available for sale | 294,939,000 | USD | evidence → |
| Securities held to maturity | 2,455,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,194,745,000 | USD | evidence → |
| Interest-bearing deposits | 669,399,000 | USD | evidence → |
| Noninterest-bearing deposits | 525,346,000 | USD | evidence → |
| Equity capital | 213,039,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 76,299,000 | USD | evidence → |
| Interest expense | 15,988,000 | USD | evidence → |
| Net interest income | 60,311,000 | USD | evidence → |
| Noninterest income | 10,690,000 | USD | evidence → |
| Noninterest expense | 43,117,000 | USD | evidence → |
| Provision for loan losses | 4,268,000 | USD | evidence → |
| Pretax income | 23,842,000 | USD | evidence → |
| Income tax | 5,168,000 | USD | evidence → |
| Net income | 18,674,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 223,881,000 | USD | evidence → |
| Total capital | 236,330,000 | USD | evidence → |
| Risk-weighted assets | 1,079,391,000 | USD | evidence → |
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