Call reports 2022
UNITED BANK — 2022
What UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,061,535,000 | 1,109,803,000 | 1,197,030,000 | 1,189,317,000 |
| Total loans | 603,335,000 | 625,175,000 | 632,094,000 | 656,484,000 |
| Allowance for loan losses | 9,954,000 | 10,409,000 | 10,737,000 | 11,137,000 |
| Securities available for sale | 239,991,000 | 256,160,000 | 263,504,000 | 273,734,000 |
| Securities held to maturity | 10,873,000 | 9,703,000 | 9,694,000 | 8,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,357,000 | 1,012,382,000 | 1,105,998,000 | 1,071,661,000 |
| Interest-bearing deposits | 497,336,000 | 515,452,000 | 508,392,000 | 504,424,000 |
| Noninterest-bearing deposits | 457,021,000 | 496,930,000 | 597,606,000 | 567,237,000 |
| Equity capital | 86,216,000 | 75,944,000 | 70,317,000 | 96,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,993,000 | 17,095,000 | 27,797,000 | 40,233,000 |
| Interest expense | 708,000 | 1,427,000 | 2,183,000 | 2,972,000 |
| Net interest income | 7,285,000 | 15,668,000 | 25,614,000 | 37,261,000 |
| Noninterest income | 2,072,000 | 4,785,000 | 6,978,000 | 8,862,000 |
| Noninterest expense | 6,160,000 | 12,409,000 | 18,608,000 | 26,485,000 |
| Provision for loan losses | 200,000 | 691,000 | 991,000 | 1,471,000 |
| Pretax income | 2,997,000 | 7,353,000 | 12,993,000 | 18,167,000 |
| Income tax | 632,000 | 1,544,000 | 2,818,000 | 3,968,000 |
| Net income | 2,365,000 | 5,809,000 | 10,175,000 | 14,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,554,000 | 96,809,000 | 101,211,000 | 125,867,000 |
| Total capital | 107,784,000 | 105,919,000 | 110,636,000 | 135,630,000 |
| Risk-weighted assets | 737,643,000 | 727,339,000 | 752,646,000 | 779,630,000 |