Call reports 2021
UNITED BANK — 2021
What UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 929,024,000 | 1,013,346,000 | 1,009,138,000 | 976,897,000 |
| Total loans | 556,118,000 | 573,754,000 | 588,491,000 | 594,131,000 |
| Allowance for loan losses | 8,614,000 | 8,599,000 | 9,052,000 | 9,753,000 |
| Securities available for sale | 152,525,000 | 164,230,000 | 208,547,000 | 232,684,000 |
| Securities held to maturity | 14,690,000 | 14,008,000 | 12,797,000 | 11,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 836,337,000 | 904,656,000 | 900,067,000 | 867,746,000 |
| Interest-bearing deposits | 400,574,000 | 425,740,000 | 458,000,000 | 462,800,000 |
| Noninterest-bearing deposits | 435,763,000 | 478,916,000 | 442,067,000 | 404,947,000 |
| Equity capital | 81,859,000 | 92,499,000 | 93,146,000 | 95,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,059,000 | 16,095,000 | 25,025,000 | 33,463,000 |
| Interest expense | 612,000 | 1,249,000 | 1,889,000 | 2,556,000 |
| Net interest income | 7,447,000 | 14,846,000 | 23,136,000 | 30,907,000 |
| Noninterest income | 2,122,000 | 12,237,000 | 16,168,000 | 18,051,000 |
| Noninterest expense | 5,782,000 | 11,819,000 | 19,449,000 | 25,798,000 |
| Provision for loan losses | 593,000 | 593,000 | 793,000 | 1,493,000 |
| Pretax income | 3,222,000 | 14,749,000 | 19,146,000 | 21,751,000 |
| Income tax | 697,000 | 3,432,000 | 4,405,000 | 4,936,000 |
| Net income | 2,525,000 | 11,317,000 | 14,741,000 | 16,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,649,000 | 91,483,000 | 93,534,000 | 96,160,000 |
| Total capital | 89,831,000 | 99,002,000 | 101,510,000 | 104,711,000 |
| Risk-weighted assets | 573,165,000 | 600,380,000 | 636,968,000 | 682,844,000 |