Call reports 2020
UNITED BANK — 2020
What UNITED BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 723,283,000 | 871,343,000 | 870,560,000 | 972,073,000 |
| Total loans | 460,317,000 | 513,690,000 | 552,213,000 | 530,945,000 |
| Allowance for loan losses | 5,983,000 | 6,277,000 | 7,019,000 | 7,823,000 |
| Securities available for sale | 115,584,000 | 111,017,000 | 127,525,000 | 144,854,000 |
| Securities held to maturity | 17,322,000 | 16,821,000 | 15,614,000 | 14,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,677,000 | 777,927,000 | 775,241,000 | 875,740,000 |
| Interest-bearing deposits | 348,873,000 | 371,931,000 | 374,036,000 | 383,600,000 |
| Noninterest-bearing deposits | 287,804,000 | 405,997,000 | 401,204,000 | 492,140,000 |
| Equity capital | 71,723,000 | 78,326,000 | 80,756,000 | 82,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,186,000 | 14,101,000 | 21,735,000 | 29,165,000 |
| Interest expense | 784,000 | 1,488,000 | 2,141,000 | 2,773,000 |
| Net interest income | 6,402,000 | 12,613,000 | 19,594,000 | 26,392,000 |
| Noninterest income | 2,590,000 | 10,295,000 | 12,302,000 | 14,443,000 |
| Noninterest expense | 5,565,000 | 11,358,000 | 17,091,000 | 23,100,000 |
| Provision for loan losses | 700,000 | 1,000,000 | 1,817,000 | 2,728,000 |
| Pretax income | 2,934,000 | 10,766,000 | 13,205,000 | 15,218,000 |
| Income tax | 607,000 | 2,427,000 | 2,905,000 | 3,321,000 |
| Net income | 2,327,000 | 8,339,000 | 10,300,000 | 11,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,950,000 | 75,974,000 | 78,260,000 | 80,101,000 |
| Total capital | 75,934,000 | 82,250,000 | 85,279,000 | 87,314,000 |
| Risk-weighted assets | 509,509,000 | 543,676,000 | 563,772,000 | 576,419,000 |