Call reports 2019
UNITED BANK — 2019
What UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 670,702,000 | 659,241,000 | 692,067,000 | 711,540,000 |
| Total loans | 412,663,000 | 429,176,000 | 448,215,000 | 455,068,000 |
| Allowance for loan losses | 4,679,000 | 4,634,000 | 4,802,000 | 5,286,000 |
| Securities available for sale | 124,665,000 | 131,001,000 | 117,967,000 | 121,373,000 |
| Securities held to maturity | 17,605,000 | 17,580,000 | 17,555,000 | 17,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 608,187,000 | 591,191,000 | 616,254,000 | 627,735,000 |
| Interest-bearing deposits | 324,413,000 | 329,985,000 | 345,738,000 | 347,428,000 |
| Noninterest-bearing deposits | 283,774,000 | 261,207,000 | 270,515,000 | 280,307,000 |
| Equity capital | 59,277,000 | 60,671,000 | 63,909,000 | 68,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,485,000 | 13,390,000 | 20,638,000 | 28,109,000 |
| Interest expense | 577,000 | 1,246,000 | 1,998,000 | 2,793,000 |
| Net interest income | 5,908,000 | 12,144,000 | 18,640,000 | 25,316,000 |
| Noninterest income | 1,665,000 | 3,472,000 | 5,721,000 | 8,806,000 |
| Noninterest expense | 4,774,000 | 9,927,000 | 15,096,000 | 20,785,000 |
| Provision for loan losses | 275,000 | 430,000 | 797,000 | 1,687,000 |
| Pretax income | 2,519,000 | 5,253,000 | 8,586,000 | 11,768,000 |
| Income tax | 536,000 | 1,141,000 | 1,851,000 | 2,538,000 |
| Net income | 1,983,000 | 4,112,000 | 6,735,000 | 9,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,383,000 | 60,272,000 | 63,036,000 | 67,585,000 |
| Total capital | 65,062,000 | 64,906,000 | 67,838,000 | 72,871,000 |
| Risk-weighted assets | 464,685,000 | 483,797,000 | 500,408,000 | 513,647,000 |