Call reports 2018
UNITED BANK — 2018
What UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 609,042,000 | 651,521,000 | 631,427,000 | 637,856,000 |
| Total loans | 363,808,000 | 392,445,000 | 404,754,000 | 409,749,000 |
| Allowance for loan losses | 3,812,000 | 4,093,000 | 4,238,000 | 4,391,000 |
| Securities available for sale | 134,934,000 | 130,344,000 | 130,736,000 | 130,573,000 |
| Securities held to maturity | 18,949,000 | 18,914,000 | 18,879,000 | 17,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 553,474,000 | 592,059,000 | 571,967,000 | 576,959,000 |
| Interest-bearing deposits | 308,497,000 | 318,597,000 | 314,668,000 | 314,967,000 |
| Noninterest-bearing deposits | 244,977,000 | 273,463,000 | 257,299,000 | 261,993,000 |
| Equity capital | 51,020,000 | 54,672,000 | 55,240,000 | 57,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,448,000 | 11,533,000 | 17,601,000 | 24,044,000 |
| Interest expense | 402,000 | 866,000 | 1,366,000 | 1,912,000 |
| Net interest income | 5,046,000 | 10,667,000 | 16,235,000 | 22,132,000 |
| Noninterest income | 1,454,000 | 6,970,000 | 8,811,000 | 10,398,000 |
| Noninterest expense | 4,390,000 | 9,209,000 | 14,109,000 | 19,101,000 |
| Provision for loan losses | 188,000 | 588,000 | 788,000 | 1,128,000 |
| Pretax income | 1,922,000 | 7,840,000 | 10,149,000 | 12,219,000 |
| Income tax | 399,000 | 1,801,000 | 2,298,000 | 2,729,000 |
| Net income | 1,523,000 | 6,039,000 | 7,851,000 | 9,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,147,000 | 58,283,000 | 59,535,000 | 60,615,000 |
| Total capital | 57,959,000 | 62,376,000 | 63,773,000 | 65,006,000 |
| Risk-weighted assets | 421,724,000 | 448,823,000 | 458,054,000 | 463,323,000 |