Call reports 2017
UNITED BANK — 2017
What UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 572,310,000 | 595,597,000 | 593,433,000 | 597,228,000 |
| Total loans | 322,041,000 | 349,702,000 | 351,742,000 | 347,931,000 |
| Allowance for loan losses | 4,043,000 | 4,274,000 | 4,302,000 | 4,291,000 |
| Securities available for sale | 148,727,000 | 140,046,000 | 143,947,000 | 143,485,000 |
| Securities held to maturity | 20,343,000 | 20,305,000 | 20,268,000 | 20,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,744,000 | 540,842,000 | 536,838,000 | 540,207,000 |
| Interest-bearing deposits | 303,506,000 | 304,613,000 | 305,293,000 | 309,427,000 |
| Noninterest-bearing deposits | 216,238,000 | 236,229,000 | 231,545,000 | 230,780,000 |
| Equity capital | 48,834,000 | 50,458,000 | 51,673,000 | 51,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,814,000 | 10,021,000 | 15,406,000 | 20,790,000 |
| Interest expense | 350,000 | 727,000 | 1,132,000 | 1,542,000 |
| Net interest income | 4,464,000 | 9,294,000 | 14,274,000 | 19,248,000 |
| Noninterest income | 1,405,000 | 3,095,000 | 4,750,000 | 5,757,000 |
| Noninterest expense | 4,234,000 | 8,448,000 | 12,929,000 | 17,489,000 |
| Provision for loan losses | 134,000 | 343,000 | 383,000 | 383,000 |
| Pretax income | 1,554,000 | 3,660,000 | 5,768,000 | 7,189,000 |
| Income tax | 453,000 | 1,111,000 | 1,766,000 | 3,204,000 |
| Net income | 1,101,000 | 2,549,000 | 4,002,000 | 3,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,599,000 | 50,672,000 | 51,750,000 | 52,624,000 |
| Total capital | 53,653,000 | 54,959,000 | 56,068,000 | 56,915,000 |
| Risk-weighted assets | 371,629,000 | 394,632,000 | 390,754,000 | 394,165,000 |