Call reports 2011
UNITED BANK — 2011
What UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 447,960,000 | 441,227,000 | 434,495,000 | 446,414,000 |
| Total loans | 263,833,000 | 264,612,000 | 272,931,000 | 263,269,000 |
| Allowance for loan losses | 5,404,000 | 5,405,000 | 5,677,000 | 4,902,000 |
| Securities available for sale | 73,539,000 | 66,210,000 | 65,799,000 | 71,494,000 |
| Securities held to maturity | 14,895,000 | 21,391,000 | 21,249,000 | 21,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,278,000 | 390,796,000 | 383,715,000 | 395,509,000 |
| Interest-bearing deposits | 277,232,000 | 268,074,000 | 266,935,000 | 268,985,000 |
| Noninterest-bearing deposits | 121,046,000 | 122,722,000 | 116,780,000 | 126,524,000 |
| Equity capital | 45,495,000 | 46,440,000 | 46,827,000 | 47,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,465,000 | 9,012,000 | 13,759,000 | 18,286,000 |
| Interest expense | 884,000 | 1,696,000 | 2,463,000 | 3,173,000 |
| Net interest income | 3,581,000 | 7,316,000 | 11,296,000 | 15,113,000 |
| Noninterest income | 1,030,000 | 2,145,000 | 1,989,000 | 3,060,000 |
| Noninterest expense | 3,950,000 | 7,951,000 | 11,833,000 | 15,663,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,150,000 | 1,800,000 |
| Pretax income | 361,000 | 935,000 | 1,343,000 | 1,894,000 |
| Income tax | 90,000 | 255,000 | 359,000 | 517,000 |
| Net income | 271,000 | 680,000 | 984,000 | 1,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,491,000 | 40,938,000 | 41,218,000 | 41,631,000 |
| Total capital | 44,162,000 | 44,608,000 | 45,010,000 | 45,326,000 |
| Risk-weighted assets | 291,157,000 | 292,064,000 | 300,741,000 | 293,599,000 |