Call reports 2005
UNITED BANK — 2005
What UNITED BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 312,004,000 | 320,289,000 | 336,083,000 | 367,021,000 |
| Total loans | 203,066,000 | 216,558,000 | 231,535,000 | 230,359,000 |
| Allowance for loan losses | 2,654,000 | 2,631,000 | 2,920,000 | 3,029,000 |
| Securities available for sale | 70,144,000 | 73,492,000 | 68,678,000 | 70,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,103,000 | 250,536,000 | 262,928,000 | 291,618,000 |
| Interest-bearing deposits | 185,750,000 | 191,128,000 | 198,299,000 | 224,246,000 |
| Noninterest-bearing deposits | 64,353,000 | 59,408,000 | 64,629,000 | 67,372,000 |
| Equity capital | 26,946,000 | 27,747,000 | 28,302,000 | 28,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,082,000 | 8,685,000 | 13,670,000 | 19,087,000 |
| Interest expense | 988,000 | 2,132,000 | 3,388,000 | 5,041,000 |
| Net interest income | 3,094,000 | 6,553,000 | 10,282,000 | 14,046,000 |
| Noninterest income | 699,000 | 1,495,000 | 2,289,000 | 3,103,000 |
| Noninterest expense | 2,662,000 | 5,663,000 | 8,699,000 | 11,902,000 |
| Provision for loan losses | 195,000 | 390,000 | 685,000 | 880,000 |
| Pretax income | 936,000 | 1,995,000 | 3,221,000 | 4,401,000 |
| Income tax | 193,000 | 489,000 | 739,000 | 1,040,000 |
| Net income | 743,000 | 1,506,000 | 2,482,000 | 3,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,234,000 | 26,708,000 | 27,696,000 | 28,103,000 |
| Total capital | 28,888,000 | 29,339,000 | 30,616,000 | 31,132,000 |
| Risk-weighted assets | 229,515,000 | 241,839,000 | 256,415,000 | 263,339,000 |
Machine access — free, no API key
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