Call reports 2016
ILLINI BANK — 2016
What ILLINI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 281,879,000 | 283,228,000 | 284,278,000 | 283,019,000 |
| Total loans | 164,197,000 | 161,024,000 | 153,879,000 | 143,374,000 |
| Allowance for loan losses | 2,561,000 | 2,566,000 | 2,337,000 | 123,000 |
| Securities available for sale | 75,498,000 | 68,360,000 | 85,497,000 | 82,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,833,000 | 247,232,000 | 248,898,000 | 240,127,000 |
| Interest-bearing deposits | 203,126,000 | 203,639,000 | 206,794,000 | 198,633,000 |
| Noninterest-bearing deposits | 43,707,000 | 43,593,000 | 42,104,000 | 41,494,000 |
| Equity capital | 24,677,000 | 25,508,000 | 25,573,000 | 32,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,656,000 | 6,830,000 | 1,084,000 |
| Interest expense | 157,000 | 308,000 | 467,000 | 70,000 |
| Net interest income | 2,182,000 | 4,348,000 | 6,363,000 | 1,014,000 |
| Noninterest income | 826,000 | 1,936,000 | 3,065,000 | 1,224,000 |
| Noninterest expense | 2,513,000 | 4,956,000 | 7,297,000 | 1,115,000 |
| Provision for loan losses | 2,251,000 | 2,253,000 | 2,672,000 | 202,000 |
| Pretax income | -1,756,000 | -541,000 | -157,000 | 921,000 |
| Income tax | -727,000 | -297,000 | -264,000 | 17,000 |
| Net income | -1,029,000 | -244,000 | 107,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,481,000 | 25,015,000 | 25,167,000 | 23,163,000 |
| Total capital | 27,045,000 | 27,590,000 | 27,517,000 | 23,489,000 |
| Risk-weighted assets | 220,568,000 | 212,485,000 | 204,595,000 | 189,548,000 |