Call reports 2015
ILLINI BANK — 2015
What ILLINI BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 288,769,000 | 287,226,000 | 278,738,000 | 284,800,000 |
| Total loans | 176,306,000 | 171,203,000 | 170,522,000 | 166,390,000 |
| Allowance for loan losses | 2,510,000 | 2,636,000 | 2,786,000 | 2,584,000 |
| Securities available for sale | 76,365,000 | 80,826,000 | 75,427,000 | 78,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,879,000 | 245,953,000 | 242,095,000 | 248,684,000 |
| Interest-bearing deposits | 199,195,000 | 203,126,000 | 201,198,000 | 205,196,000 |
| Noninterest-bearing deposits | 47,684,000 | 42,827,000 | 40,897,000 | 43,488,000 |
| Equity capital | 25,924,000 | 25,880,000 | 26,070,000 | 25,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,450,000 | 4,913,000 | 7,328,000 | 9,718,000 |
| Interest expense | 214,000 | 424,000 | 616,000 | 778,000 |
| Net interest income | 2,236,000 | 4,489,000 | 6,712,000 | 8,940,000 |
| Noninterest income | 949,000 | 2,136,000 | 3,246,000 | 4,335,000 |
| Noninterest expense | 2,533,000 | 5,019,000 | 7,599,000 | 10,274,000 |
| Provision for loan losses | 155,000 | 308,000 | 496,000 | 502,000 |
| Pretax income | 497,000 | 1,298,000 | 1,863,000 | 2,085,000 |
| Income tax | 148,000 | 420,000 | 598,000 | 641,000 |
| Net income | 349,000 | 878,000 | 1,265,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,690,000 | 25,869,000 | 25,906,000 | 25,744,000 |
| Total capital | 28,202,000 | 28,505,000 | 28,662,000 | 28,328,000 |
| Risk-weighted assets | 232,029,000 | 221,448,000 | 220,518,000 | 218,326,000 |